Tools that do the arithmetic for you
Six small applications, one per problem we kept re-solving by hand. They run as plain JavaScript in your browser: no account, no upload, no tracking of what you type. None of them produces a recommendation.
Invest
Desk → Invest Most used
DCA vs lump-sum calculator
Project a monthly contribution plan against a one-off investment, with real (inflation-adjusted) output and a contribution-vs-growth breakdown.
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Cross-asset growth comparator
Compare compounding paths for equities, gold, bitcoin-style volatility and cash side by side — including a drawdown stress test.
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Risk-capacity questionnaire
Eight questions that map your time horizon, liquidity buffer and loss tolerance to a general allocation band — not a recommendation.
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